Rates
*APY = Annual Percentage Yield. Rates effective 7/1/26 and are subject to change without notice. Minimum opening deposit is $5,000. A penalty may be imposed for early withdrawal. ECU membership required. Federally insured by NCUA.
**APR = Annual Percentage Rate. *Offer valid until 8/31/26. Loans currently financed with ECU are not eligible. Offer must be mentioned at time of booking. Certain restrictions apply. ECU membership is required. Contact the credit union for details. Equal Housing Lender. Federally Insured by NCUA.
rates_auto table| New Automobile | 4.99% | 66 |
| New Automobile (exceeding $18,000) | 5.24% | 67-75 |
| New Automobile (over $25,000) | 6.69% | 84 |
| Used Automobile 2020-2026 | 4.99% | 66 |
| Used Automobile 2020-2026 (less than 75K miles) | 5.24% | 67-75 |
| Used Automobile 2020-2026 (over $25,000, less than 40K miles, non-current year) | 6.69% | 84 |
| Used Automobile 2016 to 2019 | 7.19% | 48 |
rates_rv table| New or Used 2019-2025 | 7.20% | 63 |
| New or Used 2019-2025 (exceeding $18,000) Boat or RV Only | 8.20% | 64-75 |
| Used 2018 and older | 9.95% | 48 |
rates_personal table| Signature | 11.69% | 63 |
rates_home_equity table| Home Equity Loan | Call for quote | 60 |
| Home Equity Loan | Call for quote | 120 |
| Home Equity Loan | Call for quote | 180 |
| Home Equity Loan | Call for quote | 240 |
rates_cards table| Platinum MasterCard(reg) | 9.75% | 1 |
*APR = Annual Percentage Rate
Annual Percentage Rate is as low as. Rate is based on credit rating and is subject to normal credit approval. Rates and terms are subject to change without notice. Other restrictions may apply. Contact the credit union for details.
Savings Account Rates
rates_savings table| Regular Savings | 0.40% | 0.40% | 365 |
| IRA Savings | 0.40% | 0.40% | 365 |
rates_checking table| Share Draft Checking | 0.10% | 0.10% | 365 |
| College Choice Checking | 0.10% | 0.10% | 365 |
| Direct Choice Checking | 0.10% | 0.10% | 365 |
| Club 55+ | 0.10% | 0.10% | 365 |
rates_money_market table| With balance of $2,500 and up | 1.10% | 1.11% | 365 |
| | | |
| | | |
| | | |
*APY=Annual Percentage Yield
**Annual Percentage Yield (APY) is based on the average daily balance. Minimum balance required to earn the disclosed Annual Percentage Yield. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
Certificate of Deposit Rates
rates_certificates table| Regular Certificate of Deposit (CD) | 2.00% | 2.02% | 6** |
| Regular Certificate of Deposit (CD) | 2.25% | 2.27% | 12 |
| Regular Certificate of Deposit (CD) | 2.50% | 2.53% | 24 |
| Regular Certificate of Deposit (CD) | 2.50% | 2.53% | 36 |
| Regular Certificate of Deposit (CD) | 2.50% | 2.53% | 48 |
| Regular Certificate of Deposit (CD) | 2.50% | 2.53% | 60 |
*APY=Annual Percentage Yield. Minimum opening deposit $1,000. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
**Minimum opening deposit for 6 month CD $5,000.
