Current Promotions

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*APR = Annual Percentage Rate. Rates are based on credit rating and are subject to normal credit approval. Rates effective 11/7/25 and are subject to change without notice. As low as rates are based on a credit score of 740+, a loan-to-value less than 80% and include discounts for at least two of the following services: ECU direct deposit, GAP insurance, Mechanical breakdown insurance, credit life/disability insurance or an insurance policy through Educators Insurance Services.  Rate stated is for a 25-month term, 2019 model or newer. PAYMENT EXAMPLE: $41.75 per $1,000 financed at 3.99% for 25 months. Other rates and terms available.   Excludes existing ECU loans and Indirect loans. Certain restrictions apply. ECU membership required. Federally Insured by NCUA.

*APY = Annual Percentage Yield. Rates effective 2/3/26 and are subject to change without notice.  Minimum opening deposit is $5,000.  A penalty may be imposed for early withdrawal.  ECU membership is required. Federally Insured by NCUA.