Current Promotions

Fill out an application online or speak with a loan officer about your options today!

*APR = Annual Percentage Rate. Rates are based on credit rating and are subject to normal credit approval. Rates effective 6/1/26 and are subject to change without notice. As low as rates are based on a credit score of 740+, a loan-to-value less than 80% and include discounts for at least two of the following services: ECU direct deposit, GAP insurance, Mechanical breakdown insurance, credit life/disability insurance or an insurance policy through Educators Insurance Services.  Rate stated is for a 25-month term, 2020 model or newer. PAYMENT EXAMPLE: $41.75 per $1,000 financed at 3.99% for 25 months. Other rates and terms available.   Excludes existing ECU loans and Indirect loans. Certain restrictions apply. ECU membership required. Federally Insured by NCUA.
**Two (2) winners will be randomly selected to each win $250. All funded loans from July 1 - July 31 will act as your automatic entry into the drawing. Winners are responsible for all applicable taxes. Must be an ECU member to enter. No purchase necessary to enter to win. Visit any branch to enter your name.  Winners will be announced on August 5, 2026.

*APY = Annual Percentage Yield. Rates effective 7/1/26 and are subject to change without notice.  Minimum opening deposit is $5,000.  A penalty may be imposed for early withdrawal.  ECU membership is required. Federally Insured by NCUA.