Educators Credit Union Fee Schedule (effective February 1, 2013)	Fee
Monthly Service Charge – Share Draft (balance below $500) *No monthly fee for Club 55 (55+), Direct Choice (DC), or College Choice (CS) Accounts	$5.00*
Commercial Checking Account (balance below $2,500)	$15.00
Monthly ATM Card Charge (per card)	NO FEE
ATM Transaction (off-site/non-ECU terminal)	$1.00
ATM Transaction (inquiry at non-ECU terminals)	$1.00
Immediate Replacement of Debit/ATM Card *Not available at all locations	$10.00*
Replacement Debit/ATM Card (mailed)	$10.00
Expedited Replacement Debit/ATM Card (mailed)	$35.00
MasterCard® VIP Payment (per payment)	$10.00
Stop Payment (check & electronic draft)	$28.00
Overdraft/Non-Sufficient Funds (NSF)	$28.00
Overdraft Paid by Over Draft Protection (OD)	$28.00
Overdraft Transfer – Per Item (from Savings Account or Line-of-Credit Loan)	$1.00
Closing Account within 90 Days from Opening Date	$10.00
Coin Counting	2% of value
Check Processing Fee (waived for members with a Savings account balance more than $100 and members with any type of Checking account or loan) – $3.00 minimum	1% of value
Wire Transfer (outgoing)	$20.00
Wire Transfer (incoming)	$0.00
Cashiers Check	$5.00
Money Order	$1.50
Temporary Checks (4 checks per page) *price per page	$2.00*
Legal Processing Fee (for processing any garnishment, tax levy, or other court or administrative order against an account, whether or not the funds are actually paid out) *per item	$50.00*
Photocopy *per page	$1.00*
Account History research – per hour/1hr minimum	$25.00
Printout of Account History	$1.00
Draft (check) Copy Mailed	$5.00
Draft (check) Copy Faxed	$5.00
Statement Returned Undeliverable (return mail)	$5.00
Fax Service (local number)	$3.00

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Fees and Disclosures

Fee Schedule

Educators Credit Union Fee Schedule (effective February 1, 2013)

Fee

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