Rates

LOAN RATES

Auto Loans
APR* Term in Months
New Automobile 2.24 66
New Automobile (exceeding $18,000) 2.64 67-75
New Automobile (over $25,000) 3.39 84
Used Automobile 2011-2017 2.24 66
Used Automobile 2011-2017 (less than 40K miles) 2.64 67-75
Used Automobile 2011-2017 (over $25,000,
less than 40K miles, non-current year)
3.39 84
Used Automobile 2007 to 2010 3.49 48

 

Boat, RV, Motorcyle Loans
APR* Term in Months
New or Used 2011-2017 3.75 63
New or Used 2011-2017 (exceeding $18,000)
Boat or RV Only
4.75 64-75
Used 2010 and older 6.50 48

 

Personal Loans
APR* Term in Months
Signature 9.00 63

 

Home Equity Loans
APR* Term in Months
Home Equity Loan Call for quote 60
Home Equity Loan Call for quote 120
Home Equity Loan Call for quote 180
Home Equity Loan Call for quote 240

 

MasterCard® Credit Cards APR* Term
Platinum MasterCard® 8.50 1

*APR = Annual Percentage Rate

Annual Percentage Rate is as low as. Rate is based on credit rating and is subject to normal credit approval. Rates and terms are subject to change without notice. Other restrictions may apply. Contact the credit union for details.

 

SAVINGS ACCOUNT RATES

Savings Rate APY* Term in Days
Regular Savings 0.35 0.35 365
IRA Savings 0.35 0.35 365

 

Checking Rate APY* Term in Days
Share Draft Checking 0.15 0.15 365
College Choice Checking 0.15 0.15 365
Direct Choice Checking 0.15 0.15 365
Club 55+ 0.15 0.15 365

 

Money Market Checking Accounts**
Rate APY* Term in Days
With balance of $2,500 thru $5,000 0.40 0.40 365
With balance of $5,001 thru $25,000 0.40 0.40 365
With balance of $25,001 thru $50,000 0.45 0.43 365
With balance of $50,001 thru $75,000 0.55 0.52 365
With balance of $75,001 and up 0.65 0.55 365

*APY=Annual Percentage Yield

**Annual Percentage Yield (APY) is based on the average daily balance within each dollar tier. Dividends computed for each tier are consolidated to compute the APY at statement time; therefore the APY may be less than the APR. Fees may reduce earnings. A penalty may be imposed for early withdrawal.

 

CERTIFICATE OF DEPOSIT RATES

Certificates
Rate APY* Term in Months
Regular Certificate of Deposit (CD) 0.50 0.50        6**
Regular Certificate of Deposit (CD) 0.95 0.95 12
Regular Certificate of Deposit (CD) 0.80 0.80 24
Regular Certificate of Deposit (CD) 1.20 1.21 36
Regular Certificate of Deposit (CD) 1.35 1.36 48
Regular Certificate of Deposit (CD) 1.55 1.56 60

*APY=Annual Percentage Yield. Minimum opening deposit $1,000. Fees may reduce earnings. A penalty may be imposed for early withdrawal.
**Minimum opening deposit for 6 month CD $5,000.