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Savings | Certificates | Loans
*APR = Annual Percentage Rate
All Loans are subject to normal credit approval.
Annual Percentage Rates are AS LOW AS with Approved Credit.
Go To Loan Application | Go To Calculators | Back to Top
| Savings |
Rate |
APY* |
Term |
| Regular Savings |
1.50
|
1.51 |
365 |
| IRA Savings |
2.75 |
2.79 |
365 |
| Education IRA |
2.75
|
2.79 |
365 |
| Checking |
Rate |
APY* |
Term |
| Share Draft Checking |
0.25 |
0.25 |
365 |
| Direct Choice Checking |
0.50 |
0.50 |
365 |
| Club 55+ Checking |
0.50 |
0.50 |
365 |
| Money Market Account** |
Rate |
APY* |
Term |
| Money Market Checking with Account Balance of $2,500 thru $5,000 |
2.40 |
2.43 |
365 |
| Money Market Checking with Account Balance of $5,001 thru $25,000 |
2.75 |
2.43 |
365 |
| Money Market Checking with Account Balance of $25,001 thru $50,000 |
3.00 |
2.71 |
365 |
| Money Market Checking with Account Balance of $50,001 thru $75,000 |
3.25 |
2.88 |
365 |
| Money Market Checking with Account Balance over $75,001 |
3.50 |
3.02 |
365 |
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**Annual Percentage Yield (APY) is based on the average daily balance within each dollar tier. Dividends computed for each tier are consolidated to compute the APY at statement time; therefore the APY may be less than the APR.
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*APY = Annual Percentage Yield
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Rates Effective 4/04/2008
| Certificates |
Rate |
APY* |
Term |
| Regular Certificate of Deposit (CD) |
2.90
|
2.94
|
* 6
|
| Regular Certificate of Deposit (CD) |
3.00 |
3.04
|
12 |
| Regular Certificate of Deposit (CD) |
3.10 |
3.14 |
24 |
| Regular Certificate of Deposit (CD) |
3.20 |
3.25 |
36 |
| Regular Certificate of Deposit (CD) |
3.20 |
3.25 |
48
|
| Regular Certificate of Deposit (CD) |
3.35 |
3.40 |
60 |
| IRA Certificate of Deposit |
3.00 |
3.04 |
12 |
| IRA Certificate of Deposit |
3.10 |
3.14 |
24 |
| IRA Certificate of Deposit |
3.20 |
3.25 |
36 |
| IRA Certificate of Deposit |
3.20 |
3.25 |
48 |
| IRA Certificate of Deposit |
3.35 |
3.40 |
60 |
APY= Annual Percentage Yield
*Minimum Opening Deposit for 6 month CD $5,000
Minimum Opening Deposit $1,000
Educators Credit Union is federally insured by the National Credit Union Administration.
~~ Special CD Terms & Rates Eff. 4/30/08 ~~
| 13 Mo. CD |
3.30 APR |
3.35 APY* |
| 27 Mo. CD |
3.35 APR |
3.40 APY* |
$1,000.00 minimum deposit. Unless the member request otherwise, at the end of the
term all Special Offer CDs will renew for 12 and 24 months respectively.
*APY = Annual Percentage Yield. |
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Educators. . . Serving Residents of McLennan, Bosque, Falls, Hill, Coryell and Lampasas Counties
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