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Educators Credit Union Fee Schedule
Fees effective 2/1/2008
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Monthly Service Charge - Share Draft (balance below $500.)
*No monthly fee for Club 55 (55+), Direct Choice (DC), or
College Choice (CS) Accounts |
*$5.00
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| Commercial Checking Account (balance below $500.) |
$6.00
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| Monthly ATM Card Charge (per card) |
$0.00
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| ATM Transaction (off-site/non ECU terminal) |
$1.00
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| ATM Transaction (inquiry at non-ECU terminals) |
$0.50
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| Replacement ATM Card |
$5.00
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Immediate Replacement of ATM Card
*not available at all locations |
*$10.00
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| Replacement Debit/Check Card |
$10.00
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| Stop Payment (Check & Electronic Draft) |
$25.00
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| Over Draft/Non-Sufficient (NSF) |
$25.00
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| Over Draft/Paid by Over Draft Protection (OD) |
$25.00
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Over Draft Transfer - Per item
(from Savings Account or Line-of-Credit Loan) |
$1.00
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| Closing Account within 90 days from Opening Date |
$5.00
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| Wire Transfer (Outgoing) |
$15.00
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| Wire Transfer (Incoming) |
$0.00
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| Western Union Wire (Outgoing) *per $10,000 |
*$20.00
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| Money Market Account: |
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More than 3 checks clearing the account during
the current Statement cycle |
$20.00
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| Balance below minimum of $2,500.00 |
$20.00
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| Check for less than minimum of $250 |
$20.00
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| Cashiers Check |
$5.00
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| Money Order |
$0.50
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| Travelers Checks (Single Party) |
$0.00
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| Travelers Checks for Two *per $100 |
*$0.50
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| Temporary Checks (4 checks per page - *price per page) |
*$1.00
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Legal Processing Fee
(For processing any garnishment, tax levy, or other court or administrative order
against an account, whether or not the funds are actually paid out) *per item
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*$50.00
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| Account History - *Per Hour (Research 1 hr minimum) |
*$20.00
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| Photocopy - *Per Page |
*$1.00
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| Printout of Account History |
$1.00
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| Draft (Check) Copy - Mailed |
$2.00
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| Draft (Check) Copy - Faxed |
$3.00
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| Statement Returned Undeliverable (Return Mail) |
$5.00
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| Fax Service (Local Number) |
$3.00
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Rates & Fees 