This account is designed for members age 55 and older. Open this account with a $100 deposit.

Benefits include:

• No monthly service fees
• No minimum balance
• No per transaction fees
• Free ATM card
• Free MasterCard^® Checking/Debit Card*
• Free money orders
• Free single signature travelers checks
• Free notary service
• One free box of checks per year
• 50% off the rental of a small safety deposit box (subject to availability)
• Free Online Banking - access your account history 24/7
• Free Online Bill Pay
• $500 Overdraft Protection*
• Dividends paid on daily balances of $500 or more
• Optional MasterCard^® credit card

*Subject to normal credit approval