This account requires the direct deposit of your paycheck, social security payment, retirement check, annuity check or another qualifying recurring payment.

Direct Choice checking offers:

• No minimum balance
• No monthly service fees
• No per transaction fees
• One free box of checks per year
• Free ATM card
• Free Online Banking - review your account history 24/7
• Free Online Bill Pay
• Free MasterCard^® Checking/Debit Card*
• Free money orders
• 50% off the rental of a small safety deposit box (subject to availability) 
• Free notary service
• $500 Overdraft Protection*
• Dividends paid on daily balances of $500 or more
• Optional MasterCard^® credit card

*Subject to normal credit approval.