How to Report ID Theft or Fraud on your ECU account		Credit Bureau Contact information
By law you are entitled to one free credit report yearly		CANS Form

Educators Credit Union, TX Credit Union League (TCUL), the National Credit Union Administration (NCUA), and the Credit Union National Association (CUNA) will never  contact you via email, text messaging, or telephone, asking for personal, confidential, or account information.

BBB Warns Cash Gifting Pyramid Schemes Flourishing Online
Online promotions promising easy wealth by joining a cash gifting program or gifting club are flourishing on the Internet. With many families struggling to make ends meet in the current economy, Better Business Bureau (BBB) warns that cash gifting is not a legitimate way to make a few extra dollars, and in fact, is nothing more than a pyramid scheme. Learn More.

Fake check scams are clever ploys designed to steal your money. You can avoid becoming a victim by recognizing how the scam works and understanding your responsibility for any check deposited into your accounts. If someone you don't know wants to pay you by check but wants you to wire some of the money back, beware! It's a scam that could. . . Learn more.

Lottery Scams are constantly circulating through the Internet, mail and telephone contact. Please be very cautious; you could easily end up losing money or violating the law! Here are some guidelines to follow. . . Learn more.

Nigerian Scams
How it works: You receive an official-looking letter from someone claiming to be from Nigeria (or another country) who, because of that country's government rules, needs help transferring money out of. . . Learn more.

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Credit Bureau Contact Information

Equifax		Experian		TransUnion
www.equifax.com		www.experian.com		www.transunion.com
800-525-6285		888-397-3742		800-680-7289
PO Box 740241		PO Box 202		Fraud Victim Assistance Div
Atlanta, GA 30374-0241		Allen, TX 75013		PO Box 6790
				Fullerton, CA 92834-6790

To report ID Theft or Fraud on your ECU account, you must do the following:

   1.  File a police report; 
   2.  Supply the credit union with a copy of the police report and the case number;
   3.  Fill out and sign a Sworn Statement of Identity theft, you can access the form here.

The report may be filled out before going to the credit union, but must be signed and notarized at the ECU office.

By law you are entitled to one free credit report yearly; you can receive this report at www.annualcreditreport.com or by calling (toll free) 877-322-8228.

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